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The most notable include: local, state and federal agencies. Each one of them can offer specific insights, that will deal with key problems and mitigate the probabilities of unfortunate incidents occurring. This is achieved by working with private…… "Yet earnings estimates have acquired a life of their own and often generate more attention from the media and analysts than a company's actual financial results. " Whalen, 2003. More conservative critics of analyst conflicts rules believe that they are a step in the right direction, but view them as a work in progress. For example, the Sarbanes Oxley bill, which mandated many improvements in corporate managers' financial practices, did nothing to reduce the unethical practice by many managers of communicating only with those analysts who cooperate with management's forecasts of the future oni and Womack.



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Private homeowners prefer to depend more on devices they can control themselves and depend less on the state to protect them, in an age of terrorism.